Unlock Efficiency and Security
with Advanced Payment Solutions
Our innovative payment solutions are designed to enhance efficiency, security, and convenience. Catering to the diverse needs of businesses and individuals, we ensure smooth and reliable transactions every time. Discover our comprehensive suite of services, tailored to meet your specific requirements and elevate your financial operations.
Why Choose Our Payment Solutions?

Driving Solutions in Payment Systems
we turn every transaction into an opportunity for growth. By leveraging advanced payment
technologies, we empower businesses and individuals with seamless, secure, and efficient
payment processes. Our comprehensive suite of Payment Solutions is designed to meet
diverse financial needs, providing the foundation for financial freedom and informed
decision-making.
Explore the range
Jump to a product to see who it’s for and what you get.
Total control of money in and money out
Payments Gateway
Receive electronic payments straight into your operational systems and pay beneficiaries directly from them. Reconciliation happens automatically, so costly human errors and fraud from manual payments disappear.
Customers can pay with InnBucks, Visa and Mastercard, direct bank EFT and EcoCash, on any device or by USSD.

Who it’s for
Key features
High-volume transactions without time-outs
Financial Transactions Switch
A tried-and-tested, high-performance transaction switch for organisations enabling multiple electronic channels. It solves slow transactions and time-outs at volume.

Who it’s for
Key features
Fees paid at the bank, posted to the school
Bill payments for school fees
Automated collection of school, college and university fees. Banks collect on behalf of education clients and payments post straight into the school’s accounting system.

Who it’s for
Key features
Every revenue line, allocated automatically
Bill collections for local authorities
Councils receive payments from every bank and electronic channel, integrated into their billing and financial systems such as Promun.

Who it’s for
Key features
Device and software, customised for you
Mobile POS
A customisable mPOS solution that combines the physical device with the software that runs on it, turning phones and terminals into points of sale.

Who it’s for
Key features
Your brand, our platform
e-Wallets & agency banking
White-labelled digital wallets for secure, real-time transactions, plus agency banking that lets agents take deposits and offer financial services beyond your branches.

Who it’s for
Key features
Assess, issue and recover with no manual steps
Micro-loans Management System
Manage microcredit end to end, from automatic credit-rating to issuing and recovery, with no human intervention. Loans can be linked to products such as airtime or electricity tokens.

Who it’s for
Key features
Create, distribute and redeem value securely
Vouchers Management
Create, manage, distribute and redeem vouchers for tickets, promotions and cash or product distribution. Hosted for you, so there is no IT investment, with support for printed scratch cards.

Who it’s for
Key features
Pay bills and buy airtime, online or by USSD
Zimpayments
Our consumer payments platform. Buy airtime, pay ZESA, school fees, council bills and more in one place, online or by dialing a USSD code on any phone, no internet needed.

Who it’s for
Key features
Other solutions
Mobile messaging
Reach every customer on every network, by SMS, USSD and airtime
Prepaid metersing & utilities
SmartVend: tokens, meters and revenue collections for utilities and councils
Fiscalising & E-Invoicing
Fiscal Direct, Peppol e-invoicing and ZINARA-compliant forecourt POS
SOFTWARE DEVEOLPMENT
Mobile USSD, web and chatbot apps, integration and analytics. Java is our specialty
IBM software & platforms
IIBM licensing and support, plus our funeral assurance platform
UI/UX Design
dedicated to creating intuitive, engaging, and
aesthetically pleasing digital experiences.
A few things we’re great at
Our clients come from banking and financial services, telecommunications, insurance, utilities, local government and retail.
Banking & Finance
Wallets, agency banking, switches, micro-loans and digital channels.
Local Authorities
Prepaid water, bill collections, revenue and debt recovery.
Utilities
SmartVend prepaid electricity and revenue collection.
Telecommunications
Messaging, airtime, vouchers and billing integration.
Insurance & funeral
Funeral assurance platform, self-service and USSD apps.
Retail & FMCG
Payments, promotions, vouchers and analytics.
Fuel retail
Forecourt POS and fiscalised sales.
Schools & NGOs
School fee collections and voucher-based aid distribution.
Not sure which product fits?


Zimbabwe’s software development company since 2000. Payments, messaging, prepaid metering, fiscalisation and tailored software.
Qualified IBM Business Partner
Contact information
814 Off Grosvenor, Highlands, Harare
P.O. Box 90192, Harare, Zimbabwe
sales@esolutions.co.zw
+263 242 480 344 · 08677 186 284
© 2026 e-Solutions